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Rattle the MarketThe festive season is a time of celebration and joy, marked by various cultural and religious events like Navratri, Durga Puja, Dussehra, Diwali, and Bhai Dooj. Along with these festivities come special offers and discounts from major banks in India, enticing customers with deals on loans, fixed deposits, and credit card spends. This period sees a surge in business for banks, especially in the retail segment encompassing housing loans, vehicle loans, and personal loans.
ICICI Bank has launched its annual Festive Bonanza, presenting customers with a range of attractive deals on popular brands across different categories like electronics, fashion, jewelry, travel, e-commerce, and dining. Customers can benefit from discounts, cashback, and no-cost EMI options on various products using ICICI Bank credit/debit cards and internet banking. Additionally, the bank is offering special deals on Apple products, including instant cashback on iPhones, AirPods, and Apple Watches.
Union Bank of India is offering home loans starting at 8.35%, with no upper limit on the loan amount. The bank provides a waiver of legal and valuation charges for customers transferring their home loans from other financial institutions. Customers can also enjoy a moratorium period for construction and composite loans, along with zero processing charges as part of the festive offer.
Axis Bank has introduced the ‘Dil Se Open Celebrations’ campaign, providing discounts and deals across various categories such as e-commerce, lifestyle, electronics, travel, dining, and groceries through its cards. Customers can avail discounts of up to 25% on top brands and e-commerce platforms, along with instant savings on travel partners like Cleartrip, Cathay Pacific, and MakeMyTrip.
AU Small Finance Bank has launched the ‘AU Heart to Cart’ shopping festival, offering exclusive deals on banking services and shopping categories. Customers can enjoy discounts on electronics, travel bookings, movie tickets, dining, fashion, jewelry, and groceries. The festival caters to diverse shopping needs, providing savings and benefits across a wide range of products and services.
State Bank of India (SBI) is offering a 10% instant discount on Amazon purchases using SBI Debit Cards, along with discounts on Apple products and other brands like Haier, Bosch, HP, and LG. The bank has also announced waivers on processing fees and concessional interest rates on various loans, including car loans, gold loans, personal loans, and loans against mutual funds.
Canara Bank is enticing customers with attractive interest rates on home loans, gold loans, and vehicle loans, starting from 8.40% for home loans and 8.70% for vehicle loans. The bank’s festive offer includes zero documentation and processing charges, making it a lucrative option for those looking to fulfill their financial needs during the festive season.
Bank of India has introduced a Special 400 Days Retail Term Deposit with attractive interest rates for different customer segments. The bank is offering competitive rates of interest for Super Senior Citizens, Senior Citizens, and other customers on deposits below Rs.3.00 Crs, providing a festive season gift to its customers.
As the festive season approaches, customers have a plethora of options to choose from when it comes to availing loans, depositing funds, or making credit card spends. With banks rolling out exclusive deals and discounts, this period presents an opportunity for individuals to fulfill their financial requirements while enjoying the festive spirit.
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