Category: general-advice-and-information

Buying and selling a home can be a complex process, especially when there is a gap between the purchase of a new property and the sale of your current one. This is where bridging loans come into play. Bridging loans are short-term loans that help bridge the gap between buying a new property and selling…

In recent years, the tiny home movement has been gaining popularity in Australia as more people seek affordable and sustainable housing options. Tiny homes offer a minimalist lifestyle with lower costs and a smaller environmental footprint. However, one of the challenges of owning a tiny home is figuring out how to finance it. In this…

Interest-only loans and principal & interest loans are two common types of mortgage loans that borrowers can choose from when purchasing a home. Each type of loan has its own set of benefits and drawbacks, so it’s important for potential homebuyers to understand the differences between the two in order to make an informed decision.…

Securing a home loan is a significant milestone in one’s life. It allows individuals and families to achieve their dream of homeownership and provides a sense of stability and security for the future. However, obtaining a home loan is not always easy, especially in today’s competitive lending environment. Lenders carefully assess various factors before approving…

Understanding Loan-to-Value Ratio (LVR) and Why It Matters Introduction When it comes to borrowing money for a home purchase or refinancing a mortgage, one of the key factors that lenders consider is the Loan-to-Value Ratio (LVR). This ratio plays a crucial role in determining the risk associated with a loan and can have a significant…