Category: Home Purchase
-
Why Mortgage Pre-Approval is Your Secret Weapon in the Housing Market
Let’s face it, house hunting in Australia can be a rollercoaster. You wouldn’t jump on a wild ride without a plan, would you? Mortgage pre-approval is your park pass to the property market, giving you a clear picture of what you can comfortably afford before you start falling in love with dream homes that might…
-
Aussie Battler Beware: Private Island Dreams Down Under 🇦🇺
Ever dreamt of owning your own slice of paradise? For some globetrotting Aussies, that dream takes the form of a private island getaway in the Bahamas. But hold your horses (or, in this case, yachts) before you start swiping your credit card. While the island itself might seem like a steal, there’s a whole heap…
-
Do you offer frequent borrower points? Maybe I can get a free toaster after my third investment loan?
Aussie Mortgages: It’s About Rates, Not Toast (Although That Would Be Sweet) Owning that dream investment property is a cracker of a goal for many Australians, but let’s be fair, lenders aren’t exactly dishing out frequent flyer points or toasters for multiple mortgages. While some banks reward their customers with loyalty programs for everyday banking,…
-
Can I set up automatic payments from my swear jar? You know, to motivate myself financially?
Swearing for Savings: Can Automation Help Your Aussie Swear Jar? We all know the frustration that fuels a good expletive. But what if you could harness that frustration and turn it into financial fuel? The classic swear jar is a fun way to add to a savings goal, but can you automate it in the…
-
Is there a participation trophy for just showing up to an open house?
Crikey! Ever been to an Aussie open house and wondered if there’s a participation trophy, like a snag on the barbie, just for showing up? Well, unlike some sporting events for youngsters, open houses in Australia don’t hand out literal trophies for attendance. But that doesn’t mean there aren’t perks to attending! Here’s the goss:…
-
How can I keep my profession confidential during the home buying process?
Securing your dream home is an exciting time, but navigating the mortgage process can feel daunting, especially if your income comes from sex work. While sex work is legal in most parts of Australia, some discretion might be desired during the home buying journey. Here’s how to approach the situation while protecting your privacy: Understanding…
-
Owning Your Dream: Mortgages and Sex Work Income in Australia
Austrialia has a legal framework for sex work, but that doesn’t necessarily translate to a smooth path towards homeownership. Securing a mortgage with income from sex work can be an obstacle course, but not an impossible one. Here’s what you need to know: The Australian Landscape: Strategies for Success: Tips to Strengthen Your Application: Remember…
-
Does Your Name Really Hold the Key to Your Island Escape? An Aussie’s Guide to Mortgage Magic (or Myth)
Mike’s dream? To escape the hustle and bustle for a tranquil island life, all his own. But can his name, Michael, be the secret weapon to securing a mortgage and living happily ever after on a deserted Aussie island? Let’s dive in and separate fact from fiction. The Myth: Names and Loan Games There’s a…