Money Advice Experts in Services – MAXISLoans

Category: Lenders

  • How Do Banks Calculate Your Borrowing Power?

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    When you apply for a loan or a mortgage, one of the key factors that banks consider is your borrowing power. This is essentially the maximum amount of money a lender is willing to loan you based on various financial factors. Understanding how banks calculate your borrowing power can help you better prepare for the…

  • The Role of a Mortgage Broker vs. Bank Lender: Which is Better?

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    When it comes to purchasing a home, securing a mortgage is a crucial step in the process. This decision involves choosing between working with a mortgage broker or a bank lender. Both options have their own set of advantages and disadvantages, and understanding the role of each can help you make an informed decision that…

  • How to Avoid Lenders Mortgage Insurance (LMI) and Save Big

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    Lenders Mortgage Insurance (LMI) can be a significant cost when purchasing a home with a deposit of less than 20% of the property’s value. This insurance protects the lender in case the borrower defaults on their loan, but it does not benefit the borrower in any way. Fortunately, there are ways to avoid paying LMI…

  • Home Purchase Loan Inquiry

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    Welcome to Your Home Purchase Loan Application! We’re excited to help you with your next Home Purchase and your new Loan! This submission form will allow us to contact you to guide you through the process of applying for lending. What to Expect: Once you submit your application, a loan specialist will review your details…

  • A Look at Australia’s Home Loan Interest Rates

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    For many Australians, homeownership remains a central dream. However, securing a mortgage can feel like navigating a maze, especially with fluctuating interest rates. This article delves into the current state of home loan interest rates in Australia, exploring trends, factors influencing them, and offering insights for potential borrowers. The Landscape: Rates on the Rise As…

  • Newcastle Permanent Building Society Mortgages

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    Newcastle Permanent Building Society (Newcastle Permanent), Australia’s largest building society, offers a path to homeownership through its range of mortgage products. Here’s a breakdown of what you need to know about Newcastle Permanent mortgages and how they can help you achieve your property goals. Who They Are: Unlike major banks focused on shareholder profits, Newcastle…

  • Macquarie Building Society Mortgages

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    Macquarie Building Society, a member-owned financial institution, offers a strong presence in the Australian mortgage market. If you’re considering Macquarie Building Society for your home loan, here’s a breakdown of their mortgage products and how they can help you achieve your property goals. Loan Options Tailored to Your Needs: Understanding Key Features: The Loan Application…

  • MyState Bank Mortgages

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    MyState Bank, a trusted regional bank with a focus on Tasmania and Queensland, offers a range of mortgage options to cater to your property aspirations. Let’s delve into the world of MyState Bank mortgages and explore how they can help you achieve your homeownership goals. Loan Products Tailored to Your Needs: Features to Enhance Your…

  • People’s Choice Credit Union Mortgages

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    People’s Choice Credit Union (PCU) is a member-owned financial institution offering a range of mortgage products to suit the needs of first-time buyers, upgraders, and investors alike. Here’s a breakdown of PCU mortgages and how they can help you achieve homeownership. PCU Mortgage Options: Features to Consider: Applying for a PCU Mortgage: Additional Considerations: Getting…

  • Teachers Mutual Bank Mortgages

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    Teachers Mutual Bank Limited (TMBL) offers a compelling selection of mortgages for Australians, particularly those in the education sector. Here, we’ll explore the different mortgage options available from TMBL and unpack the process of securing your home loan with them. TMBL Mortgage Products: Understanding TMBL Mortgage Features: Steps to Obtaining a TMBL Mortgage: Additional Considerations:…