Author: MAXISLoans
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Is it weird if I talk to my loan statement like a motivational speaker? ‘Come on, interest rate, let’s get that number down!
Battling the Battler’s Bill: Can You Psych Out Your Loan? Mates, let’s face it. Loan statements can be a real buzzkill. There you are, kicking back with a barbie after a hard yakka week, and bam! That interest rate hits you like a rogue wave. But what if I told you there’s a secret weapon…
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Do you offer frequent borrower points? Maybe I can get a free toaster after my third investment loan?
Aussie Mortgages: It’s About Rates, Not Toast (Although That Would Be Sweet) Owning that dream investment property is a cracker of a goal for many Australians, but let’s be fair, lenders aren’t exactly dishing out frequent flyer points or toasters for multiple mortgages. While some banks reward their customers with loyalty programs for everyday banking,…
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Can I set up automatic payments from my swear jar? You know, to motivate myself financially?
Swearing for Savings: Can Automation Help Your Aussie Swear Jar? We all know the frustration that fuels a good expletive. But what if you could harness that frustration and turn it into financial fuel? The classic swear jar is a fun way to add to a savings goal, but can you automate it in the…
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What happens if I accidentally pay off the loan early? Do you guys get sad?
Smashed the Avo Toast Savings Goal? Good News! You Can Pay Off Your Loan Early in Australia Cracking smashed avo on toast every day might not be the key to early loan repayment after all (sorry millennials!), but what if you actually manage to pay it off ahead of schedule in Australia? Fear not, mates!…
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Lotto Dreams and Home Loans: Can You Plan for a Windfall?
Let’s face it, many of us fantasize about that life-changing lottery win. But can you base your financial plans, like a mortgage, on such an uncertain event? In Australia, while lenders can’t structure a home loan specifically for future lottery winnings, there are ways to be financially prepared for both scenarios: The Reality of Lotteries:…
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Mog on the Move? Using Your Cat’s Frequent Flyer Miles in Australia
Here in Australia, our love for both furry companions and travel adventures is well known. But what if you could combine these passions? Can your feline friend’s frequent flyer miles actually help you get that dream holiday? The answer, unfortunately, is a resounding “no” with a side of “meow.” Why Kitty Can’t Cash In Those…
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Is there a participation trophy for just showing up to an open house?
Crikey! Ever been to an Aussie open house and wondered if there’s a participation trophy, like a snag on the barbie, just for showing up? Well, unlike some sporting events for youngsters, open houses in Australia don’t hand out literal trophies for attendance. But that doesn’t mean there aren’t perks to attending! Here’s the goss:…
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Flipping the Aussie Dream: Riches or Reno Rumble?
The prospect of transforming rundown houses into profit palaces is tempting, but for aspiring Aussie millionaires, house flipping with zero experience and a shoestring budget is more “reno rumble” than rags-to-riches reality. Let’s break down the challenges and offer some realistic alternatives. The Reality Check: Building Your Base: While the fast-track to millions might be…
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From Drips to Dollars: Will Leaky Taps Haunt Your Property Mogul Dreams?
So you aspire to join the ranks of Australia’s property moguls? Visions of a sprawling portfolio and passive income dance in your head. But before you dive headfirst, there’s a reality check to consider: leaky faucets. While the glamorous side of property investment gets all the shine, there’s a less-than-glittering side – maintenance. The good…
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Swipe Denied: Why Your Credit Card Won’t Buy a Mansion Down Under
The Australian housing market boasts some impressive figures, but unless you’re packing a seriously high-limit credit card, buying a mansion with just plastic isn’t on the menu. Here’s why: The Great Wall of Reality: Beyond the Plastic: The Dream Lives On: While a credit card won’t unlock the doors to a mansion, homeownership in Australia…